You could still qualify for a loan, particularly a Federal Housing Administration (FHA) loan using alternative trade lines to establish credit, which can include verification of rent and rental history. Verification of on-time payment of utility bills and cellular phone bills help, too.

We can recommend FHA mortgage lenders who can help you qualify, even if you have limited or no credit. They can answer questions about your credit report where it pertains to qualifying for a mortgage loan. Call us today. We'll be happy to help. See FHA Home Loans for help finding a home mortgage that will help you establish credit with a mortgage trade line being reported on time each month.

If you are considering a new home loan, we recommend FHA Home Loan Company because of their customer service, low rates and experience with government loans.